Corporate · RU000A10ENT3
PCO Fineqva 001P-02
RU000A10ENT3
25.97%
yield to maturity
Price
99.34%
997 ₽ with accrued interest
Coupon
23.00%
12×/yr
Maturity
05.03.2030
term 3.4 y
Duration
2.1 y
price −1.7% per +1 pp of rate
Premium over OFZ
+1101 bp
over OFZ 14.96% at 2.13 yr
Credit risk
no rating
no data
Price and premium over OFZhow the bond has traded and how much it pays over OFZ
Bond price, % of par
Incomewhat your investment will earn and when payments arrive
Yield calculator
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If rates change: duration, convexity, stress
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Stress on the rate
bp yield
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Effective YTM under the MOEX convention (ACT/365). The fair price discounts the cash flows at the yield of a comparable credit class (a reference point).
Expected income and buffer · for the year
Over the key rate+1197 bp
Roll-down (year)+0.61%
Expected income+26.58%
Safety buffer+1573 bp
Cash flows
| Date | Coupon, ₽ | Principal, ₽ | Total, ₽ |
|---|
Coupon payments and principal repayment by date for one bond. On the chart, each bar is a year's total: the coupon is paid 12 times a year, and the bar adds up all of that year's payments.
Credit quality and peersissuer credit risk and similar bonds
Similar issues
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UPTK-65 001P-02
matures 03.2031
36.05%
PKO SZA BO-08
matures 08.2029
28.31%
NPS Capital 001P-01
matures 09.2029
19.14%
ISP 001P-01
matures 05.2029
22.31%
Credit risk
no rating
default probability not assessed
Issuer debt on the exchange1.6 bn ₽ 2 issues
Due within a year0%
Cost of debt23.38% market 26.17%
History and alternativewhat the bond returned in the past and a comparison with a deposit
A bond or a deposit?
This bond
26.0%
the rate is fixed for 3.4 y
Deposit
13.1%
top-10 banks, decade 2 of October 2026
Liquidity fund
13.6%
floats with the CBR key rate
The yield is 12.9 pp above the deposit rate, and that difference is payment for the issuer's credit risk: a deposit is insured by the DIA (up to 1.4m ₽), a liquidity fund invests in short risk-free instruments, and a bond can default. The issue's credit assessment is in the credit risk traffic light above.
A pre-tax comparison. Bond coupons are taxed at 13% personal income tax, but with 3+ years of holding the gain to par is exempt (long-term holding relief) — see the “After-tax yield” row in the bond parameters (≈ 22.3%). Deposit interest is taxed above a tax-free allowance; a liquidity fund qualifies for the long-term holding relief after 3 years.
Issue parametersterms, buying now, yields and spreads
Terms
Coupon23.00% a year · 12 payments/yr
Coupon, ₽18.90
Par1 000 ₽
Maturity05.03.2030 · 3.4 y
Issue
Listing level3
Issue size1 bn ₽
Lot1 units
Buying now
Order book99.34 / 99.48%spread 0.14% (≈7 bp of yield)
Cost of entry≈ 70 ₽ per 100,000 ₽ · quote 27.10 20:00
Accrued interest, ₽3.78 as of 28.10.2026
Average daily turnover4.5 mn ₽
Trades today86 · turnover 1.4 mn ₽
Yields
Current yield23.15%
Simple yield20.15%
After-tax yield22.26% / 21.70% at 15%
- with the long-term holding relief (3+ years)22.29%
Spreads and valuation
Z-spread over OFZ+1080 bp
Spread over swaps (I)+1152 bp
Z-spread over swaps+1134 bp
MOEX ISS data. Not an individual investment recommendation. Yields, spreads and the fair price are calculated from the exchange quote and are for reference: a real trade goes through at the order book price and depends on the issue's liquidity. The calculations exclude broker and exchange fees; tax is shown on a separate line and simplified (no accrued interest at purchase).