29.04%
yield to maturity
Price
103.15%
1 035 ₽ with accrued interest
Coupon
28.50%
12×/yr
Maturity
17.03.2028
term 1.4 y
Duration
1.2 y
price −0.9% per +1 pp of rate
Premium over OFZ
+1487 bp
over OFZ 14.18% at 1.16 yr
Credit risk
no rating
no data
Price and premium over OFZhow the bond has traded and how much it pays over OFZ
Bond price, % of par
Incomewhat your investment will earn and when payments arrive
Yield calculator
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Effective YTM under the MOEX convention (ACT/365). The fair price discounts the cash flows at the yield of a comparable credit class (a reference point).
Expected income and buffer · for the year
Over the key rate+1504 bp
Roll-down (year)+0.19%
Expected income+29.23%
Safety buffer>3000 bp
Cash flows
| Date | Coupon, ₽ | Principal, ₽ | Total, ₽ |
|---|
Coupon payments and principal repayment by date for one bond. On the chart, coupons use the left axis and face value the right one.
Credit quality and peersissuer credit risk and similar bonds
Issuer curve
7 issues.
This bond is
on the issuer's curve (+9 bp)
duration, years →
● this bond · yield, % ↑
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Credit risk
no rating
default probability not assessed
Issuer debt on the exchange1.09 bn ₽ 7 issues
Due within a year0%
Cost of debt25.50% market 28.78%
History and alternativewhat the bond returned in the past and a comparison with a deposit
A bond or a deposit?
This bond
29.0%
the rate is fixed for 1.4 y
Deposit
13.1%
top-10 banks, decade 2 of October 2026
Liquidity fund
13.6%
floats with the CBR key rate
The yield is 16.0 pp above the deposit rate, and that difference is payment for the issuer's credit risk: a deposit is insured by the DIA (up to 1.4m ₽), a liquidity fund invests in short risk-free instruments, and a bond can default. The issue's credit assessment is in the credit risk traffic light above.
A pre-tax comparison. Bond coupons are taxed at 13% personal income tax — see the “After-tax yield” row in the bond parameters (≈ 24.5%). Deposit interest is taxed above a tax-free allowance; a liquidity fund qualifies for the long-term holding relief after 3 years.
Issue parametersterms, buying now, yields and spreads
Terms
Coupon28.50% a year · 12 payments/yr
Coupon, ₽23.42
Par1 000 ₽
Maturity17.03.2028 · 1.4 y
Issue
Listing level3
Issue size100.0 mn ₽
Lot1 units
Buying now
Order book103.10 / 103.15%spread 0.05% (≈4 bp of yield)
Cost of entry≈ 24 ₽ per 100,000 ₽ · quote 27.10 20:00
Accrued interest, ₽3.12 as of 28.10.2026
Average daily turnover386.4 k ₽
Trades today47 · turnover 269.6 k ₽
Yields
Current yield27.63%
Simple yield25.34%
After-tax yield24.48% / 23.79% at 15%
Spreads and valuation
Z-spread over OFZ+1475 bp
Spread over swaps (I)+1466 bp
Z-spread over swaps+1466 bp
MOEX ISS data. Not an individual investment recommendation. Yields, spreads and the fair price are calculated from the exchange quote and are for reference: a real trade goes through at the order book price and depends on the issue's liquidity. The calculations exclude broker and exchange fees; tax is shown on a separate line and simplified (no accrued interest at purchase).