Corporate · RU000A109NG5
DOM.RF Mortgage agent BO 1P49
RU000A109NG5
17.22%
yield including expected prepayments
mortgage pool - yield including expected prepayments (MOEX methodology)
Price
90.25%
595 ₽ with accrued interest
Coupon
12.09%
4×/yr
Maturity
28.08.2055
term 28.9 y
Duration
2.7 y
price −2.3% per +1 pp of rate
Daily turnover
557 ₽
30-day average
Credit risk
AAA(RU)
ACRA · low
Price and yieldhow the bond has traded
Bond price, % of par
Incomewhat your investment will earn and when payments arrive
Yield calculator
The calculator works on the planned amortisation schedule, without prepayments, so its yield differs from the headline of this page - the exchange estimate that includes expected prepayments.
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bp yield
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Effective YTM under the MOEX convention (ACT/365). The fair price discounts the cash flows at the yield of a comparable credit class (a reference point).
Cash flows
| Date | Coupon, ₽ | Principal, ₽ | Total, ₽ |
|---|
Coupon payments and principal repayment by date for one bond. On the chart, each bar is a year's total: the coupon is paid 4 times a year, and the bar adds up all of that year's payments. Coupons from 28.11.2026 have not been announced and are shown at the current rate as a forecast.
A bond or a deposit?
This bond
17.2%
coupons known until 28.10.2026
Deposit
13.1%
top-10 banks, decade 2 of October 2026
Liquidity fund
13.6%
floats with the CBR key rate
The yield is 4.2 pp above the deposit rate. Coupons are known until 28.10.2026: until then the income does not depend on the key rate; after that the issuer will set the coupon rate.
A pre-tax comparison. Bond coupons are taxed at 13% personal income tax, but with 3+ years of holding the gain to par is exempt (long-term holding relief). Deposit interest is taxed above a tax-free allowance; a liquidity fund qualifies for the long-term holding relief after 3 years.
Issuer credit qualitycredit risk and the issuer's debt on the exchange
Credit risk
Low
issuer rating AAA · ACRA
Default probability≈ 0.02% a year
Issuer debt on the exchange2.35 tn ₽ 89 issues
Due within a year0%
Cost of debt12.38% market 13.54%
Issuer debt maturities by year
20297.0 bn
2030—
2031165.1 bn
2032204.6 bn
2033438.0 bn
From 2037 onwards — another 1.5 tn ₽.
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Historywhat the bond returned in the past
Issue parametersterms, buying now, yields and spreads
Terms
Coupon12.09% a year · 4 payments/yr
Coupon, ₽—
Par645 ₽
Maturity28.08.2055 · 28.9 y
Issue
Listing level1
Issue size51.63 bn ₽
Lot1 units
Buying now
Order book90.50 / 95.99% no market: the sides are 5.5% of par apart
Accrued interest, ₽13.02 as of 28.10.2026
Trades today0
Yields
Current yield13.40%
Yield on the planned schedule14.12%
Spreads and valuation
Spreadsnot shown
Peer assessmenta structured deal - not compared with a corporate grade
MOEX ISS data. Not an individual investment recommendation. Yields, spreads and the fair price are calculated from the exchange quote and are for reference: a real trade goes through at the order book price and depends on the issue's liquidity. The calculations exclude broker and exchange fees; tax is shown on a separate line and simplified (no accrued interest at purchase).